The Gated Core: Digital Public Infrastructure, Fintech Disaggregation, and Regulatory Re-Intermediation in Indian Banking
IIM Tiruchirappalli
K.V. Mukundhan
- DOI
- 10.67309/978-93-49666-18-4_5 (book DOI + chapter position)
- Pages
- 51–62
Abstract
Examines how public digital infrastructure and regulatory licensing monoploy preserve the regulated banking core while disaggregating the customer interface.