Excel India Publishers

Digital Transformation in the Banking Industry

A Monograph

Editors: M.K. Nandakumar, K.V. Mukundhan

DOI
10.67309
ISBN
978-93-49666-18-4 (eBook ISBN 978-81-6265-260-2 · Softcover ISBN 978-93-49666-18-4)

About this book

Digital Transformation in the Banking Industry examines the rapid, multi-level transformation of India's financial sector. Sponsored under the Scheme for Promotion of Academic and Research Collaboration (SPARC), Government of India, this monograph explores how digital public infrastructure (India Stack, Aadhaar, UPI), FinTech partnerships, platform-based architectures, and regulatory innovations are reshaping banking access, operational efficiency, and social inclusion. Spanning 10 core chapters contributed by leading scholars and industry executives, the volume addresses critical themes including bank-FinTech collaboration models, cyber risk and cyber fraud evolution, digital literacy, last-mile financial service delivery through Micro ATMs, and the broader socioeconomic impacts on Indian society.

DOI 10.67309
ISBN 978-93-49666-18-4
Publisher Excel India Publishers
Copyright 2026
Edition 1st Edition
Pages x, 150
Illustrations Includes tables, charts, and case diagrams
Language English
Published July 2026

Subjects

Overview

Digital Transformation in the Banking Industry examines the rapid, multi-level transformation of India's financial sector. Sponsored under the Scheme for Promotion of Academic and Research Collaboration (SPARC), Government of India, this monograph explores how digital public infrastructure (India Stack, Aadhaar, UPI), FinTech partnerships, platform-based architectures, and regulatory innovations are reshaping banking access, operational efficiency, and social inclusion. Spanning 10 core chapters contributed by leading scholars and industry executives, the volume addresses critical themes including bank-FinTech collaboration models, cyber risk and cyber fraud evolution, digital literacy, last-mile financial service delivery through Micro ATMs, and the broader socioeconomic impacts on Indian society.